Articles included in this issue: Budget deficit and financial crowding- out : Evidence from Sri Lanka, Global banks and the internationalisation of retail banking, Impact of credit - Plus approach of microfinance on income generation of households, The relationship between transition of income poverty and assets base of households: A multinomial logistic regression analysis, Status with conspicuous goods: Temporal configuration of Bandaranaike International Airport as an aviation hub of the future. Modelling with data deficiencies.